Are You Desperately Seeking Home Ownership Debt?
Estimated reading time: 9 minutes Traditional life milestones lead many Canadians into desperately seeking home ownership debt. With stretched house prices and a weak affordability rate, maybe buying...
View ArticleA Guide To Working With Mortgage Lenders And Brokers
Estimated reading time: 8 minutes Working with mortgage lenders and brokers in Canada is the focus of today’s guide. Your mortgage is one of, if not the biggest, financial commitments you will ever...
View ArticleMortgage Life Insurance vs. Term Life Insurance Differences In Canada
Estimated reading time: 6 minutes Knowing the differences between term life insurance and mortgage insurance is critical for a first-time home buyer, new Canadian, or current homeowner. Term life...
View ArticleWhat Makes Property Value Decrease?
Anyone you ask will tell you what they think makes property value decrease in the real estate market. In reality, there’s always going to be a buyer. However, you might not get the amount of money you...
View Article5 Small House Updates That Add Value
Buying our first home together, we knew there were house updates we needed to make immediately. Pride of home ownership will always show in the extensive renovations and the small stuff. Everyone who...
View ArticleMoving And Selling Our House Is Finalized: May 2022 Net Worth
Local moving companies in our city have been busy this past year with the increase in house prices. Many homeowners who rent to students have decided to quit the landlord role and sell their...
View ArticleHow To Apply For A Mortgage Deferral
A mortgage deferral is only one of many programs Canadians can explore if they struggle to pay their mortgage and house expenses. A recent 2021 Ipsos survey suggested that 1/3 of Canadians live house...
View Article7 Ways To Generate Rental Income At Home
You’d be surprised how you can generate rental income from your primary home. Many new and existing homeowners with a mortgage in Canada are facing a historic market correction that will cripple the...
View ArticleWould You Buy A Home Needing Renovations?
First of all, every house needs renovations, whether it’s a new build, flipped house or around for years. While the real estate market in Canada is Super Hot are you willing to pay for an overpriced...
View ArticleRelocating To A Lower Cost Of Living
Relocating to a new city or town is nothing but a real estate war zone for buyers. Many people’s dreams are crushed as they are unable to purchase a home. There is little confidence that couples or...
View ArticleShould You Bring A Gift To New Neighbours?
Being the new neighbours is sometimes awkward because you don’t know anyone on your street. We’ve been living in our house since 2009, and both of our neighbours were here before us. When we moved in,...
View ArticleShould You Invest Emotionally In Your Property?
If you own a house and aren’t sure if you should invest emotionally in your property, you’re not alone. Our house was built in 1995 with a double garage, sunroom and around 2500sq feet total. We...
View ArticleHow To Become a Millionaire Through Real Estate Investing
Real estate investing is an indomitable wealth-building tool that has been molding millionaires for years. It’s a tried, tested, and proven investment that should be explored by anyone who wants to...
View ArticleHow Financial Worries Motivated Our Success
Financial worries and mental health go hand in hand because money is stressful. How many Canadians lose sleep over financial worries? I bet the number is pretty high and what’s even worse is when red...
View ArticleHow Our Retirement Plans Have Changed: The Saturday Weekend Review #334
Imagine if you passed away before you had the chance to fulfill your retirement plans. I know, it sounds so heartbreaking, and it happens every day to people with good intentions. Creating retirement...
View ArticleShould We Buy A Starter Home Or Forever Home?
These days trying to find a starter home is not only difficult but it’s costly. Not a day goes by that we are not thankful that we paid our mortgage in full after five years. Today, young couples are...
View ArticleWhat Home Sellers Should Avoid Telling A Realtor
Whether you are a first-time home seller or have been around the block, did you know there are things you do not need to tell your realtor? As you may have noticed, the real estate market in Canada...
View ArticleFlipped House Problems Are A Financial Nightmare
What is a flipped house and why would someone want to purchase one? A flipped house is a house purchased cheap and renovated for a fast sale to turn a profit. If there’s a market to make money in it’s...
View ArticleCouple With Money Anxiety Seeks Guidance: The Saturday Weekend Review #329
Is money anxiety making you ill? Perhaps you’re struggling to sleep at night because your money anxiety takes over. You’re not alone. In fact, if you don’t worry about money it’s likely because you...
View ArticleWriting A Buyer’s Letter To A Home Seller (Free Sample Letter)
Writing a buyer’s letter to a home seller along with your offer is a personal way to introduce yourself. The buyer’s letter phenomenon may not be hot of the press however it seems to be back in...
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