How To Maximize Your Mortgage
How to maximize your mortgage By: Michael Anthony Lloyd: Guest Post for Canadian Budget Binder Many people get into their first home and are so busy fixing it up, moving in and just getting used to...
View ArticleTop 3 First Time Home Buyer Mistakes!
Top 3 First Time Home Buyer Mistakes Everyone who has bought a home has been through it, the scary, nervous time of learning a new language, relying on strangers you don’t know and making massive...
View ArticleShould You Be Breaking Your Mortgage?
Are you thinking about breaking a mortgage early? Most people assume that when they sign up for a 5 year fixed rate that they have to stay in that mortgage for the next 5 years…that isn’t true in most...
View ArticleWhy We Want To Pay Off Our Mortgage Early
Contributor: Nurse Frugal at Ladies Go First Paying off the Mortgage early, that’s what we’re doing and here’s why. I vividly remember the day when I came home from work and my husband was sitting...
View ArticleSave Money On Your Next Mortgage Transaction
Buying a home is not a “buy now deal with it later” process rather one that should be researched properly before you get yourself into hot water. There is so much to learn and the buyer and seller...
View ArticleMPAC Assessment And The Value Of My House
Most people have a vague idea what MPAC (Municipal Property Assessment Corporation) is and what the purpose of the property assessment is. You get a letter in the mail that says your house is worth...
View ArticleWhat Is the Difference Between a Mortgage Lender vs a Mortgage Broker?
What’s the Difference between a Mortgage Lender vs a Mortgage Broker? There are so many terms thrown around in the finance world that it can be hard to figure out what means what. A mortgage lender...
View ArticleWhat Are Bad Credit Mortgages?
What are Bad Credit Mortgages? Before you look at any type of financing you need to make sure it’s right for you, and bad credit mortgages are no exception! Here we’re going to go over the benefits of...
View ArticleKilling Your Mortgage In 3 Easy Steps
Killing your mortgage in 3 easy steps I was honoured when Mr. CBB invited me to share some mortgage tips on CBB. It’s evident that he really values his readers so this is a real honour. I’m speaking...
View ArticleBest Home Renovations-Money Wasted or Money Invested?
Buying a new home also means looking for the best new home renovations or upgrades that fit your lifestyle. When selling a home different renovations can either mean money in your pocket or...
View ArticleBank Sales In Canada ….. Not The Same As Bank Foreclosures In The U.S.A
Since the economy took a turn for the worst, I have been inundated with requests for “bank sale” properties. A common misconception seems to exist where people assume that banks are basically giving...
View ArticleMarket Value, Appraisal Value, Assessed Value….How did they Value my Home?
Undoubtedly, one of, the most important considerations when deciding to sell your home, is its’ value! Home-owners want to know the market value, assessed value and the appraised value. Some questions...
View ArticleWhy Has My House Not Sold?
“WHY HAS MY HOUSE NOT SOLD”? In all honesty, this is a question that a Realtor never wants to hear. It is, quite possibly, the first sign that things are not going as smoothly as you would have hoped...
View ArticleBecoming a Single Homeowner – Part 1 “The Plan”
I’ve noticed a trend lately. The usual client that darkens my door is changing. There is a marked increase in Single person – home purchase applicants. And this trend is being led by the ladies. And...
View ArticleBecoming a Single Homeowner – Part 2 “Property/Down Payment”
In the last post, part 1 Becoming a Single Homeowner-The Plan I talked about how Single people are looking to become homeowners and the preliminary step in making a plan and the aspects to consider...
View ArticleBecoming A Single Homeowner – Part 3 “Mortgage Options”
In our previous post Part 2 of this 3 part series- our potential Single Homeowner had their budget, credit, downpayment, and type of property all mapped out. But what about the mortgage itself?...
View ArticleOpen Houses and Nosey Neighbours, Are They Worth It?
We admit we are nosey neighbours when it comes to some open houses in our neighbourhood but for good reason. Yes, we have the “stop the car” moments when the “for sale” sign just happens to show up...
View ArticleShould I Rent Or Buy? The Million Dollar Question
Never have so many Canadians today faced such a tough question in “Should I Rent or Buy?” It’s the million dollar question but I’m not going to make it any easier on you because the answer to the...
View ArticleBuy or Sell First: One Home, One House, Two Mortgages And A Pool
Deciding whether to buy or sell first can be a difficult decision that face home owners. It is a decision that if not executed properly could leave a homeowner with 2 mortgages and lots of stress....
View ArticleBuying my first property: Was I too young?
Minimum Pay For Maximum Workload I bought my first property at the age of twenty-one even though some of my friends thought I was too young and crazy. I loved to work hard and equally play hard...
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